Can a Doctor’s Office Send Me to Collections in California?
Quick Answer Yes — a doctor’s office, medical group, or specialty provider can send an unpaid bill to collections in California. But before doing so,
Can Medical Debt Affect My Credit Score in California?
Quick Answer Medical debt can affect your credit score in California — but recent changes to federal and state law have significantly reduced its impact.
Can a debt collector garnish my Social Security?
Quick answer: Federal and California law both prohibit judgment creditors from garnishing Social Security benefits to pay consumer debts. But that prohibition does not enforce
Can a Debt Collector Put a Lien on My House in California?
Quick answer: Yes — once a creditor has a money judgment against you, it can record an Abstract of Judgment with the county recorder and
What is a debtor’s examination and what do they ask?
Quick answer: A debtor’s examination — formally called an Order of Examination — is a court proceeding in which a judgment creditor can question you
Can a Debt Collector Sue Me for an Old Debt in California — And Can They Restart the Clock?
Quick answer: Yes — a debt collector can sue you for an old debt in California, even one that is years old. But if the
Can a debt collector sue me without proof?
Quick answer: Yes — a debt collector can sue you without proof. Filing a lawsuit requires only a complaint, not evidence. If you do nothing
Is There an Agency That Regulates Debt Collectors in California?
Quick answer: Yes. The California Department of Financial Protection and Innovation (DFPI) is the state agency that licenses and regulates debt collectors operating in California.
What Property Can Creditors Take in California?
Quick answer: In California, a judgment creditor can seize certain property to satisfy a debt — but not everything you own is fair game. California
Debt Collection
Can I Sue a Debt Collector in California?
Yes — and in California, you have two separate laws working in your favor: the federal Fair Debt Collection Practices Act (FDCPA) and California’s Rosenthal